Company Information

Entity: Bachat Lal Online Services Private Limited
Brand / Website: www.bachatfinance.com
CIN: U72900UP2017PTC091979
GSTIN: 09AAHCB1735D2ZX
PAN: AAHCV1735D
Registered Office: K K Tower, First Floor, 1898/3, Annapurna Tower, Agra Road, Dampier Nagar, Mathura, Uttar Pradesh – 281001

Terms & Conditions

These Terms & Conditions govern your access to and use of the website, applications and services provided by Bachat Lal Online Services Private Limited (“Company”). By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using the Site or any service offered through the Site, you agree to these Terms. If you do not agree, please do not use our services.

2. Eligibility

You must be 18 years or older and legally capable of entering binding contracts to use our services. By using the Site you represent that you meet these requirements.

3. Services

The Company provides information, lead generation, application facilitation and advisory support related to loans, insurance, investment and other financial products. The Company is not the final lender or insurer unless explicitly stated.

4. Third-Party Providers

Approvals, credit decisions, pricing, interest rates and final terms of financial products are determined by third-party banks, NBFCs, insurers or investment platforms. The Company merely facilitates introductions and processing.

5. User Information & KYC

You agree to provide true, accurate and complete information when using the Site. You authorize the Company to collect, use and verify your personal and financial information for KYC, processing applications and regulatory compliance.

6. Fees & Charges

Any fees for services will be clearly disclosed prior to purchase or submission. Fees charged by third-party providers are subject to their terms. The Company may charge facilitation fees where disclosed.

7. User Conduct

You agree not to use the Site for unlawful purposes, to post false information, to interfere with the Site’s operation, or to attempt unauthorized access to other accounts or systems.

8. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is owned or licensed by the Company. You may not copy, reproduce, distribute or create derivative works without prior written permission.

9. Representations & Warranties

You represent that you have the authority to enter into these Terms and that any information you provide is accurate and lawful. The Company makes no warranties regarding the outcomes of applications or investments.

10. Disclaimers

The Site and services are provided “as is” and “as available”. The Company disclaims all warranties, express or implied, including merchantability or fitness for a particular purpose.

11. Limitation of Liability

To the maximum extent permitted by law, the Company will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages arising out of or in connection with the use of the Site or services.

12. Indemnification

You agree to indemnify, defend and hold the Company harmless from any claims, liabilities, damages, losses or expenses arising from your breach of these Terms or your use of the Site.

13. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use personal information.

14. Links to Other Sites

The Site may contain links to third-party websites. The Company is not responsible for the content or practices of third-party sites and linking does not imply endorsement.

15. Modification of Terms

We may modify these Terms at any time. Revised Terms will be posted on the Site with an updated effective date. Continued use constitutes acceptance of the updated Terms.

16. Termination

We may suspend or terminate your access to the Site for violation of these Terms or for operational reasons. Termination does not relieve you of obligations incurred prior to termination.

17. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in Mathura, Uttar Pradesh.

18. Notices

All notices to the Company should be sent to the contact details below. We may send notices to you at the email or address you provide.

19. Contact Information

For any queries regarding these Terms, contact us at:

Bachat Lal Online Services Private Limited
Registered Office: K K Tower, First Floor, 1898/3, Annapurna Tower, Agra Road, Dampier Nagar, Mathura, Uttar Pradesh – 281001
Email: legal@bachatfinance.com | support@bachatfinance.com
GSTIN: 09AAHCB1735D2ZX | CIN: U72900UP2017PTC091979