Financial Calculators

Make informed financial decisions faster with Bachat Finance’s smart financial calculators. Designed with precision and powered by AI, our tools help you calculate EMIs, interest, returns, and eligibility in seconds. Whether it’s a home loan, personal loan, or business loan, our calculators help you plan your finances accurately — saving time and effort while enhancing financial clarity.

At Bachat Finance, we bring all essential calculators under one roof. These tools factor in important variables like interest rate, principal amount, tenure, and fees to give you real-time insights. Plan everything — from new loans to prepayments and foreclosures — with confidence and accuracy.

🏠 Home Loan Calculators

Home Loan
A home loan helps you purchase, renovate, or extend your dream home. Whether it’s a flat, a plot, or renovation, you can rely on our home loan services for quick processing and attractive interest rates.

Home Loan EMI Calculator
Compute your monthly EMIs with precision. Our Home Loan EMI Calculator helps you manage repayments, validate lender information, and plan your mortgage efficiently.

Home Loan Balance Transfer Calculator
Evaluate the benefits of transferring your loan with our Balance Transfer Calculator. Quickly calculate associated costs and potential savings to plan your cash flow better.

Home Loan Prepayment Calculator
Calculate how much interest you can save by making partial prepayments. Just enter your principal, tenure, interest rate, and paid instalments to get instant results.

Home Loan Eligibility Calculator
Know your loan eligibility instantly with our AI-powered calculator. Simply input details such as monthly income, EMIs, loan tenure, and interest rate to determine how much you can borrow.

💰 Personal Loan Calculators

Personal Loan
Whether it’s a wedding, vacation, or emergency expense, a personal loan helps you meet your financial goals with flexibility and ease.

Personal Loan EMI Calculator
Get quick EMI estimates by entering your loan amount, tenure, and interest rate. Plan your monthly repayments efficiently and avoid financial stress.

Personal Loan Balance Transfer Calculator
Discover your potential savings with a personal loan balance transfer. Compare interest rates and assess the total savings using our advanced calculator.

Personal Loan Prepayment Calculator
Our AI-enabled prepayment calculator helps you plan partial repayments smartly. Learn how much interest you can save and adjust your budget effectively.

Personal Loan Eligibility Calculator
Easily check how much loan amount you can avail based on your income and existing EMIs. Get an instant eligibility report and compare lender options on one platform.

💼 Business Loan Calculators

Business Loan
Fuel your business growth with quick access to working capital. Whether it’s expansion, inventory, or daily operations, a business loan helps you keep your venture running smoothly.

Business Loan EMI Calculator
Break down your repayments and understand your monthly liability in seconds. Our AI-based calculator provides accurate EMI results for better cash management.

Business Loan Balance Transfer Calculator
Assess the advantages of transferring your loan to a new lender. Calculate new EMIs, tenure, and total savings effortlessly.

Business Loan Prepayment Calculator
Plan early repayments with precision. Our tool shows you the tenure reduction, EMI savings, and total benefit of prepaying your business loan.

Business Loan Eligibility Calculator
Check your eligibility instantly by entering basic details like business turnover, profit, and existing debt. Simulate different scenarios to find the right loan option.

✅ Eligibility Criteria

To ensure smooth loan approval, applicants must meet specific eligibility standards. These include factors such as age, income level, credit score, financial stability, and repayment capacity. Meeting these criteria improves your chances of quick loan approval and favourable terms.

📈 Investment Calculators

Before investing, it’s crucial to know your potential returns. Bachat Finance’s investment calculators help you estimate ROI, maturity amount, and interest earnings accurately and instantly.

SIP Calculator
Calculate the future value of your Systematic Investment Plan based on your monthly contribution, tenure, and expected returns.

FD Calculator
Estimate your Fixed Deposit maturity and interest earnings based on deposit amount and tenure.

HRA Calculator
Compute your House Rent Allowance (HRA) in seconds. Use it to plan taxes and manage your annual finances more effectively.

Gratuity Calculator
Find out the gratuity amount you’ll receive after years of service. Ideal for employees planning retirement or job transitions.

PPF Calculator
Calculate Public Provident Fund maturity and returns to make long-term savings decisions wisely.

NPS Calculator
Estimate your National Pension Scheme (NPS) corpus, monthly pension, and total maturity benefits.

RD Calculator
Know how much your Recurring Deposit will grow by the end of the tenure with simple inputs.

GST Calculator
Calculate Goods and Services Tax instantly and understand how much tax applies to your goods or services.

SWP Calculator
The Systematic Withdrawal Plan Calculator helps you project the cash flow from your mutual fund investments over time.

Sukanya Samriddhi Yojana (SSY) Calculator
Estimate your returns from the SSY Scheme for your daughter’s education and future planning.

EPF Calculator
Get a clear view of your Employees Provident Fund (EPF) balance, employer contribution, and maturity amount.

Mutual Fund Calculator
Calculate your mutual fund investment returns based on lump sum or SIP inputs.

Post Office RD Calculator
Quickly determine the maturity amount of your Post Office Recurring Deposit.

ELSS Calculator
Evaluate your Equity Linked Savings Scheme (ELSS) returns and tax-saving benefits.

Income Tax Calculator
Compute your annual income tax liability under the latest tax slabs, including deductions and exemptions, as per the Income Tax Act, 1961.

🔍 Why Use Bachat Finance Calculators?

• AI-powered accuracy for precise results.

• Instant calculations for loans, investments, and taxes.

• All-in-one platform — no need to visit multiple sites.

• Time-saving tools for faster decisions.

• User-friendly interface accessible from any device.